Financial planning for life

Turning Finance into Freedom

Let’s give you a little more room to live.

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Simplify

Cut through the complexity so you can see exactly where you stand.

Align

Line up every financial decision with what matters most to you.

Live

Create the freedom to live the life you want on your terms.

Life first

Money should create opportunities, not complexity

Life is complicated enough without financial uncertainty getting in the way.

At Live Financial Planning, we believe your finances should support the life you want to live, helping you take control, make informed decisions and create more choices for the future. That's why we focus on simplifying complexity, aligning financial decisions with what matters most, and helping you create the freedom to live life on your terms.

Learn more about us

Don’t just take our word for it

In our clients' words

5.0

Valerie C.

Marcus listened to my retirement goals and was easy to talk to. With so much information out there Marcus gave me clarity and put forward options. I now feel more confident and in control of my retirement strategy and it feels very comfortable knowing Marcus is always available.

Mark C.

Booked in for a clarity call and was really impressed. Friendly, knowledgeable and easy to deal with. Took the time to understand my situation and offered some really helpful advice. Would happily recommend!

jim W.

Had a clarity call with Marcus that really helped put my mind at ease. Marcus has a very realistic approach to finances and can articulate complex issues to allow anyone to understand. Marcus’ aim is to get you on the right track without trying to sell expensive advice that may not yet be necessary. Highly recommend.

Princess K.

Marcus is a genuinely lovely bloke, who took the time to provide thorough and thoughtful financial advice, tailored to my needs. Highly recommended.

Charlie P.

We couldn’t recommend Marcus Nyholm and the team at Live Financial Planning highly enough! Marcus has been honest, reliable and incredibly helpful for my partner and I. Being in our early 30s, we really wanted to make sure we were making the right decisions to set ourselves up for the future, and Marcus has given us so much confidence that we’re on the right track. He genuinely has his clients’ best interests at heart and always gives clear, helpful advice without ever being pushy or making you feel pressured into a decision. We’ve absolutely loved working with Marcus and would highly recommend him to anyone looking for a great financial plan and ongoing advice!

Josh S.

Thoroughly informative appointment that offered me honest advice and recommendations specific to my situation. Really genuine discussions, no coercion into signing up for a service product or anything of that manner- also able to tell me what I needed to know but didn’t want to hear which will help in the long run massively. Game-changing👍

Kasey S.

Couldn't recommend Marcus more. He put my mind at ease, give me clear direction and spoke in language that was easy to understand. Thank you!

Clare G.

I would highly recommend Live Financial Planning if you’re after an honest appraisal of your finances. Marcus listened carefully and offered insights into my individual situation that were much appreciated and helped my future planning. Thanks for your time and patience, Marcus, I went away from our meeting feeling more confident and would not hesitate to contact you again in the future.

Joel C.

Marcus was great to talk to. He made everything simple and easy to understand. I walked away feeling really confident with the decisions we made.

Tom

I highly recommend Marcus to anyone seeking sound and honest financial planning advice. He's responsive, attentive and extremely good at his job.

Gary I.

I was referred to Marcus by friends that had used him in the past. He answered all my questions regarding retirement and setting up for the future. He was honest and direct and didn’t try to make an easy commission on Super. I highly recommend him.

Mick M.

It was a pleasure dealing with Marcus and his assistant Anne. I needed financial advice regarding superannuation and investments for my wife and I. Marcus was able to quickly understand our financial issues and he advised us in a simple, easy to understand and practical manner. He was able to explain in simple layman's terms any questions or issues that we had. I was also particularly impressed with his reliability. He was able to give advice in a neutral manner and did not press one particular organisation or financial institution and he also explained the pros and cons of all issues in a simple to understand manner. He was also able to assist with one on one coaching when dealing with online issues. I am completely satisfied with Marcus and Anne and I would not hesitate to use him in the future. Highly recommended

clo I.

Marc is super lovely and knowledgeable. After being made redundant and feeling incredibly anxious about my finances. He helped navigate and work out a plan forward. Highly recommend him 💫

dean M.

15 minute Clarity Call. Pre commitment discussion. Cleared up many points. Clearly explained all options. Very relaxed and informative. A must for anyone reaching 60 years old, with ESSS. Very friendly. Very professional.

Tristan H.

Very Happy, Marcus took the time to explain everything in simple language, with no upsell! Was good to talk to a financial advisor who understood the military lingo! Highly recommend!

Greg W.

Great experience working with Marcus. Very knowledgeable and provided excellent advice for my circumstances.

Meg S.

Marcus has given us excellent financial advice, including, taking the time to get our unique financial situation sorted, and inline with our goals. He is very easy to deal with, and takes the time to explain options and recommendations in a way that is transparent, and easy to understand. We now feel stress free in regards to our finances and would not hesitate to recommend Marcus to provide financial advice and support.

Janene D.

I highly recommend Marcus as a financial advisor. His advice has always been professional, knowledgeable, and easy to understand. He took the time to understand my goals, listen to my concerns, and develop a strategy tailored to my individual circumstances. Overall he provides excellent service, prompt communication, and a genuine commitment to achieving the best outcomes. I wouldn’t hesitate to recommend him to anyone seeking trusted financial advice.

Callum N.

I've collaborated with Marcus over the last few years. His personable style, attention to detail and deep listening are a credit to his professionalism and commitment. Whenever we speak, it's more like catching up with a trusted friend. Highly recommended.

Rachel G.

When I was faced with losing my husband to cancer, all of a sudden, my financial future was more uncertain than ever. The thought of how I was going to manage not only the now on a single income, but how I was ever going to manage retirement was totally overwhelming. Marcus was recommended to me by a friend and after my initial consultation with him, I could see why. Marcus was completely honest about my situation, and although his advice was not always what I wanted to hear, it was necessary. Marcus always showed compassion and patience and really took the time to ensure I understood, and more importantly, was comfortable with the decisions I was making about my future. Now five months on, I have a plan. Marcus is supported by amazing staff, in particular, Anne who I believe is a huge asset to the company. Anne assisted me with the behind the scenes paperwork; she guided me with a step by step approach and updated me every step of the way. I whole heartedly recommend Marcus and his team from Live Financial Planning, they’re the best!

kathy P.

Went to Live Financial Planing to get finacial advice found Marcus informative and easy to understand. He is always happy to answer any questions l have had

Fiona S.

Marcus and his team are great, explaining financial options to suit my needs in depth, and in plain English, step by step contact all the way through and answering all my questions with ease, he really knows his stuff, highly recommended.

Amber F.

Very friendly, trustworthy and helpful people who are genuinely putting your best interests first. Highly recommend!

Sim C.

Marcus was always available to assist when needed! His knowledge and advice helped in the most important financial aspects for me resulting in my financial progress and direction. Really great to deal with and will continue with his advice and support 🙏

Dore L.

Live Financial Planning came highly recommended and Marcus absolutely lived up to that reputation. I am at the beginning of my retirement journey, and I have limited knowledge of superannuation and money matters. Marcus showed professional empathy that made me feel genuinely supported because he was able to lift the fog of what is inherently complicated. He has provided a stepped plan that has made me feel empowered with a clear path forward. Thanks so much Marcus and the Live Financial Planning team.

What we do

Your finances are an ecosystem

We bring these moving parts together into a clear, coordinated strategy designed to support your goals.

Investment

We calculate what you need for retirement and build a plan to get you there.

Tax

We help you navigate tax, super and investments so your money works harder for you.

Superannuation

We prevent costly mistakes with evidence‑based, long‑term guidance.

Retirement planning

We give you clarity and control through one of life’s biggest financial.

Personal insurance

We help protect you and your family with insurance strategies tailored to your needs and circumstances.

Debt management

We provide practical guidance to help you manage debt effectively and build a stronger financial foundation.

Straight answers

Common questions

The things people ask us most, answered plainly.

Still have questions? Book a Clarity Call

General questions

How do I know if I need financial advice?

Whether you’re building wealth, preparing for retirement, or facing a major life decision, financial advice can provide perspective, structure, and confidence.

Our Clarity Call is designed to help you determine whether advice is right for you. Together, we’ll explore your situation, discuss your goals, and identify any opportunities or challenges. If we believe advice will add value, we’ll explain how. If not, we’ll tell you that too. 

We only take on clients when we’re confident the advice will genuinely benefit them.

Are we going to be okay?

For many people, this is the real question behind all the numbers. While no one can predict the future, good financial planning can help you understand the trade-offs, prepare for uncertainty, simplify your finances, and make informed decisions about what’s ahead. 

The goal isn’t certainty. It’s having a plan, knowing your options, and being prepared for whatever life brings.

Will our financial advice pay for itself?

For many clients, the value of advice extends well beyond the fees they pay. Good financial advice can help you avoid costly mistakes, improve tax outcomes, create a strategy aligned to your goals, and uncover opportunities that might otherwise be missed.

Most importantly, it can help you make better decisions and create more choice, simplicity, and freedom to live as you choose. We only work with clients when we’re confident the value of our advice will significantly outweigh the cost. If we don’t believe we can add meaningful value, we’ll tell you upfront.

Why would I need a financial adviser if I’m already managing my own finances?

Many of our clients are already doing a good job before they come to us.

The value of advice isn’t just about investments or returns. It’s about having a trusted sounding board, bringing all the moving parts together, and ensuring your financial decisions are working towards the same outcome. Sometimes the greatest value comes from having an experienced partner to help navigate life’s major financial decisions.